Budget Templates in ZeroBuckets: Plan Once, Reuse Often

Budgeting doesn’t have to start from scratch every month. In ZeroBuckets, you can create Templates to streamline your budgeting process and save time—while keeping your finances consistent and intentional.

What Is a Template?

A Template in ZeroBuckets is a reusable version of a budget. It defines your typical monthly or annual plan—like your standard income, recurring bills, subscriptions, or savings goals.

There are two types of templates:

• Monthly Templates: Represent your standard month-to-month spending and income.
• Annual Templates: Capture big-picture yearly items like insurance premiums, holiday gifts, or property taxes.

How Templates Work

Whenever you create a new monthly or annual budget, ZeroBuckets uses your template as the starting point. That means all your usual buckets and planned amounts are already in place—so you’re not rebuilding your budget every time.

📌 Important: Templates and Budgets share the same structure and mechanics.

You can:

• Create buckets
• Set amounts
• Organize categories

The only difference is that you can’t link transactions to a template. Templates are for planning, not tracking. Once you create an actual budget from a template, then you can link real transactions and track your progress.

Why Templates Matter

Templates help you:

• Save time when setting up new budgets
• Stay consistent month-to-month or year-to-year
• Build structure into your budgeting process without repetition

Whether you’re managing everyday bills or planning for annual expenses, Templates make it easier to stick to your plan and stay focused on what matters.